Workers’ compensation replaces a portion of the lost wages if the employee requires modified work duties below their current rate of pay or is unable to return to any employment. Unlike an employee’s wages, workers’ compensation benefits are not taxable. However, obtaining these benefits can be a confusing process.
Permanent Total Disability (PTD)
Payable to employees who are never able to return to employment
Permanent Partial Disability (PPD)
Payable to employees who have been able to return to work with modified duties
Recovery for scarring and burn injuries